MANAGING CREDIT RISKS AND IT’S ANALYSIS IN THE SECOND TIER FINANCIAL INSTITUTIONS IN KAZAKHSTAN (ON THE EXAMPLE OF ATF BANK)
Аннотация
Научная статья посвящена центральной концепции риска и развитию риск-менеджмента в банковском секторе Республики Казахстан на основе тематического исследования АО «АТФ Банк» (casestudy). В ходе исследования выявлено, что в процессе перехода от централизованного планирования к рыночной экономике, характеризующийся постепенной либерализацией и быстрой финансовой экспансией, казахстанские банки были мотивированы рассматривать риск вторичным по отношению к росту. В результате банковский сектор, как правило, занимался подпаритетными операциями по управлению рисками, что могло бы привести к неудачной схеме концентрации риска в течение 2000-х годов.
Об авторах
T. B. AkhmetovКазахстан
N. B. Ussenbayev
Казахстан
N. M. Mustapayeva
Казахстан
Список литературы
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45. Tumenbayeva, S.O., Zhaksybekova G.N. (2016), "Implementation of the Integrated System of Risk Management in the Banks of Kazakhstan", Indian Journal of Science and Technology, Vol 9 No. 5, pp.1-8. DOI: 10.17485/ijst/2016/v9i5/87607
46. Hao, C., Moudud Alam, M.M., Carling, K. (2010), "Review of the literature on credit risk modeling: development of the past 10 years", Banks and Bank Systems, Vol. 5 No. 3, pp.43-60,
47. National Bank of Kazakhstan (2017), "Compliance report 2017 (compliance with prudential normative requirements)", available at: http://www.nationalbank.kz/?docid=671&switch=english (accessed 25 June 2018).
48. Sahin, O. (2011), "Risk Management for Banks: Evidence from Banks of Kazakhstan", The Journal of Faculty of Economics and Administrative Sciences, Vol. 16 No. 1, pp. 315-332, available at: http://dergipark.gov.tr/download/article-file/194526 (accessed 25 June 2018)
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Рецензия
Для цитирования:
Akhmetov T.B., Ussenbayev N.B., Mustapayeva N.M. MANAGING CREDIT RISKS AND IT’S ANALYSIS IN THE SECOND TIER FINANCIAL INSTITUTIONS IN KAZAKHSTAN (ON THE EXAMPLE OF ATF BANK). Central Asian Economic Review. 2018;(3):71-80.
For citation:
Akhmetov T.B., Ussenbayev N.B., Mustapayeva N.M. MANAGING CREDIT RISKS AND IT’S ANALYSIS IN THE SECOND TIER FINANCIAL INSTITUTIONS IN KAZAKHSTAN (ON THE EXAMPLE OF ATF BANK). Central Asian Economic Review. 2018;(3):71-80.