THE SMALL AND MEDIUM BUSINESS LENDING MARKET IN KAZAKHSTAN: ASSESSMENT OF THE CURRENT STATE

The purpose of this article. Is to analyze and assess the level of lending to small and medium-sized businesses in Kazakhstan based on statistical information for a number of years in the context of industries and regions of the country.
Methodology. Methods of quantitative analysis and synthesis, methods of statistical groupings and dynamic series, econometric methods, in particular, correlation and regression analysis are used.
Originality / value of research. This article uses methods of economic and economic-mathematical analysis to assess the level of lending to the most important sector of the economy: small and medium-sized businesses in the Republic of Kazakhstan. An attempt has been made to identify the links between important macroeconomic indicators: growth of gross domestic product, the weighted average interest rate on loans, and the volume of loans issued to small and medium-sized businesses. In addition, it should be noted that the main provisions of the study can be used in the work of state bodies when developing recommendations for improving the monetary policy of small and medium-sized businesses in the Republic of Kazakhstan. In addition, it should be noted that the main results of the study can be used in the work of state bodies in developing recommendations for improving the monetary policy of small and medium-sized businesses in the Republic of Kazakhstan.
Findings. On the basis of the study, an assessment of the small and medium-sized business lending market in the Republic of Kazakhstan is given, problems and shortcomings in this area are identified. The resulting equation of communication made it possible to confirm the thesis that the successful functioning of small and medium-sized businesses largely depends on the availability of financial resources.

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