Assessment of interbank competition in the context of services provided
https://doi.org/10.52821/2224-5561-2021-3-123-135
Abstract
The paper discusses the methodology for assessing the competitiveness of banks in the context of the services provided, the assessment is carried out on the example of the leading, largest Kazakhstani banks.
The purpose of the study is to assess the competitiveness of the services of the largest Kazakhstani banks and to determine possible directions for improving the creditworthiness of the studied banks.
Methodology: to conduct the study, a set of methods is used based on the developments of other authors, in particular, those related to the analysis of the fi nancial condition, the market share of banks and the quality of the provision of fi nancial services to clients.
The originality (value) of the study lies in the developed adapted methodology for analyzing the competitiveness of Kazakhstani banks.
Findings: the results of the study represent an assessment of the competitiveness of second-tier banks in Kazakhstan (the largest) at the beginning of 2021.
About the Authors
Yu. V. TrofimovaKazakhstan
Oskemen
G. A. Konopyanova
Kazakhstan
Oskemen
A. E. Mambetkaziyev
Kazakhstan
Oskemen
References
1. Bukvich, R. M. (2020). Kontsentratsiya i konkurentsiya v sovremennom bankovskom sektore Sebrii: analiz indeksov kontsentratsii. Vestnik NGIEI, 5(108), 63-80. (In Russian).
2. Bazayeva, A. R. (2016). Bankovskaya konkurentsiya v rossiyskoy ekonomike. Nauchnyy zhurnal, 1(2), 20-22. (In Russian).
3. Korobov, Yu. (2019). Banking competition and its development in Russia. SHS Web of Conferences, 6 1:01009. DOI: 10.1051/shsconf/20196101009
4. Sinichenko, O. A. (2018). Konkurentosposobnost' kommercheskogo banka. Vektor ekonomii, 9, Retrieved April 19, 2021, from http://www.vectoreconomy.ru/images/publications/2018/9/financeandcredit/Sinichenko.pdf (In Russian).
5. Chuchelin, A. Yu. (2017). Konkurentosposobnost' primenitel'no k kreditnoy organizatsii. Molodoy uchenyy, 41(175), 67-69 (In Russian).
6. Anielak, K. (2018). Wpływ innowacyjności na poprawę konkurencyjności banków – analiza case studies. Ekonomia Międzynarodowa, 22, 55-78 (In Polish).
7. Bekmurodova, A., Obrenovic, B. and Akhunjonov, U. (2016). Banking Competition and Stability: Comprehensive Literature Review. International Journal of Management Science and Business Administration. 2(6), 26-33.
8. Kromonov, V. S. (2015). Metodika sostavleniya reytinga nadezhnosti bankov. Analiz bankov: portal bankovskogo analitika, Retrieved April 19, 2021, from https://analizbankov.ru/bank.php?BankId=sberbankrossii-1481&BankMenu=camels&fform=kromonov (In Russian).
9. Sinichenko, O. A. (2019). Analiz nadezhnosti krupneyshikh bankov RF po metodike Kromonova V. S. RPPE, 1(99), 7-14 (In Russian).
10. Melnikova, T. F., Kashchenko, Ye. G., Marchenko, V. N. and Simonova, N. Yu. (2011). Otsenka konkurentosposobnosti predpriyatiy bankovskoy sfery (na primere Orenburgskoy oblasti). Vestnik OGU, 8(127), 175-183 (In Russian).
11. Chekhovskaya, I. A. and Yarova, V. V. (2016). Metodiki otsenki konkurentosposobnosti kommercheskogo banka: Rossiyskiy i zarubezhnyy opyt. Finansovaya analitika: problemy i resheniya, 21(303), 13-29 (In Russian).
12. Godun, M. V. (2017). Sovremennyy podkhod k otsenke konkurentosposobnosti bankovskikh produktov. Marketing i logistika, 2(10), Retrieved April 19, 2021, from https://marklog.ru/sovremennyj-podhod-kocenke-konkuren/ (In Russian).
13. Alshina, A. R. (2019). Otsenka konkurentosposobnosti kommercheskogo banka. Sinergiya nauk, 41, 23-29. (In Russian).
14. Shaposhnikov, A. M. (2020). Mezhbankovskaya konkurentsiya i otsenka konkurentosposobnosti kommercheskikh bankov: monografiya. ID «Sreda», Cheboksary, 128 p. (In Russian).
15. Svedeniya o sobstvennom kapitale, obyazatel'stvah i aktivah (2021). National Bank of Kazakhstan. Retrieved April 19, 2021, from https://www.nationalbank.kz/ru/news/svedeniya-o-sobstvennom-kapitale/rubrics/1588 (In Russian).
16. Sostavlen rejting samyh populyarnyh mobil'nyh bankingov v Kazahstane (2021). 7152 KZ. Retrieved April 19, 2021, from https://www.7152.kz/news/3057960/sostavlen-rejting-samyh-popularnyh-mobilnyhbankingov-v-kazahstane (In Russian).
Review
For citations:
Trofimova Yu.V., Konopyanova G.A., Mambetkaziyev A.E. Assessment of interbank competition in the context of services provided. Central Asian Economic Review. 2021;(3):123-135. (In Russ.) https://doi.org/10.52821/2224-5561-2021-3-123-135