caerCentral Asian Economic ReviewCentral Asian Economic Review2789-43982789-4401Университет Нархоз10.52821/2789-4401-2021-6-6-17caer-376Research ArticleНАЦИОНАЛЬНАЯ ЭКОНОМИКА: ВЕКТОРЫ РАЗВИТИЯNATIONAL ECONOMY: DEVELOPMENT VECTORSФАКТОРЫ ВЛИЯНИЯ НА СБЕРЕГАТЕЛЬНОЕ ПОВЕДЕНИЕ СЕЛЬСКИХ И ГОРОДСКИХ САМОЗАНЯТЫХ ЛЮДЕЙ В КОНТЕКСТЕ КАЗАХСТАНСКОЙ ПЕНСИОННОЙ СИСТЕМЫFACTORS INFLUENCE OF SAVING BEHAVIOR OF RURAL AND URBAN SELF-EMPLOYED PEOPLE IN THE CONTEXT OF KAZAKHSTAN PENSION SYSTEMhttps://orcid.org/0000-0003-1054-6640БекбосиноваА.BekbossinovaA.

Алматы

Bekbossinova Assel Serikzhanovna – PhD student

Almaty

assel.bekbossinova@narxoz.kzДжунусовА. М.DzhunusovA. M.

Алматы

Dzhunusov Adil Maulenovich – Doctor of Political Science, Professor

Almaty

olja.kaznpu@mail.ruhttps://orcid.org/0000-0001-6008-2405СиманавиченеЗ.SimanavičienėZ.

Вильнус

Simanavičienė Žaneta – Doctor of Economics, Professor

Vilnius

zaneta.simanaviciene@gmail.comУниверситет НархозКазахстанNarxoz UniversityKazakhstanКазахский национальный педагогический университет имени АбаяКазахстанAbai Kazakh National Pedagogical UniversityKazakhstanУниверситет Миколас РомерисЛитваMykolas Romeris UniversityLithuania20210903202206617Copyright © Бекбосинова А., Джунусов А.М., Симанавичене З., 20222022Бекбосинова А., Джунусов А.М., Симанавичене З.Bekbossinova A., Dzhunusov A.M., Simanavičienė Z.Данная работа распространяется под лицензией Creative Commons Attribution 4.0.This work is licensed under a Creative Commons Attribution 4.0 License.https://caer.narxoz.kz/jour/article/view/376

Цель исследования заключается в определении факторов, влияющих на сберегательное поведение самозанятых, для привлечения их в пенсионную систему страны. А также внести вклад в литературу по сберегательному поведению в странах с формирующейся экономикой, а именно в изучении влияния субъективных и объективных факторов на самозанятых в разрезе городов и сел.Методолгия. В работе используется системный подход к отбору данных, а также качественный метод исследования, инструментом которого было анкетирование. Полученные данные были обработаны в программе SPSS.Оригинальность / ценность исследования. Ценность исследования заключается в том, что данные являются первичными и могут быть ценным источником для дальнейшего развития пенсионной системы Республики Казахстан, а также для привлечения самозанятых в разрезе городов и сел к накопительству на старость.Результаты исследования. По результатам исследования на городских самозанятых (RS) больше влияет субъективные факторы, а на сельских самозанятых (US) объективные факторы.

The purpose of this study is to determine the factors influencing the savings behavior of the self-employed in order to attract them to the country's pension system. Also, to contribute to the literature on saving behavior in emerging economies, namely in the study of the impact of subjective and objective factors on the selfemployed in the context of cities and villages.Methodology. The work uses a systematic approach to the selection of data, as well as a qualitative research method, the instrument of which was a questionnaire. The data obtained were processed using the SPSS program.Originality / value of the research. The value of the study lies in the fact that data are primary and can be a valuable source for the further development of the pension system of the Republic of Kazakhstan, as well as for attracting the self-employed in the context of cities and villages to savings for old age.Findings. According to the study, the urban self-employed (US) is more influenced by subjective factors, and the rural self-employed (RS) by objective factors.

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The authors declare that there are no conflicts of interest present.