PhD student
доктор экономических наук, профессор
Doctor of Economic science, Professor
Отсутствие обобщенного управления рисками и банковского опыта приводит к издержкам и снижению рентабельности банков второго уровня. Банки разрабатывают разные модели минимизации рисков. В своей деятельности им приходится иметь дело со многими видами риска. Mетоды и модели оценки финансового состояния банков не всегда актуальны и нуждаются в улучшении. Важно разработать единый подход к оптимизации банковской системы, что невозможно без использования экономико-математического моделирования.
Purpose of research – The analysis of the banking system of analytical control of the second level in the financial markets, identifying key issues and their use of risk management strategies. The basic aim of the bank is to analyze and control the model, as well as the model value.Methodology – The article analyzes the correct application of the banking system of risk management, identifies key problems of risk management. Recommendations on effective use of the proposed methods and recommendations for the improvement of these systems are presented, and the financial situation of banks is analyzed by the model. The Banks are offered an effective structure of risk management, and as an example of its implementation it is recommended to use modern risk management models in the bank.Original/Value – Nowadays, the banking sector of Kazakhstan is one of the most important sectors of the economy. It is necessary to take into account the priority areas of modernization of the banking system, now risk management is topical. The pace of the country's economic development, social and economic development and welfare depends on the level of development of the banking sector. In order to increase the competitiveness of Kazakhstan’s banks in the international arena, it is necessary to ensure the sustainable development of the banking sector.Findings – a brief description of modern methods of banking risk management systems and their practical importance.Conclusion – Currently, financial institutions seek to improve the risk management process. Banking risks are socially and economically responsible processes that explain the importance of informing banks about the need for independent management of risk management systems. Despite of the continuing economic instability, as well as the negative impact of the environment, the task of improving the risk management process is to ensure the sustainability of development. The implementation of these tasks is only the introduction of a modern model of risk management system, which is individually developed, depending on the internal policies and strategies of each bank.
The authors declare that there are no conflicts of interest present.